--- title: Blog | Virtue Payments | Merchants description: Merchants | Virtue Payments's blog articles for sharing content related to payment processing services. --- [Skip to content](https://virtuepayments.com/blog/tag/merchants#main-content) [![Virtue Payments - TM Logo](https://virtuepayments.com/hs-fs/hubfs/Logos/Virtue%20Payments%20-%20TM%20Logo.png?width=1197&height=320&name=Virtue%20Payments%20-%20TM%20Logo.png) ![Virtue Payments - TM Logo](https://virtuepayments.com/hs-fs/hubfs/Logos/Virtue%20Payments%20-%20TM%20Logo.png?width=1197&height=320&name=Virtue%20Payments%20-%20TM%20Logo.png)](https://www.virtuepayments.com) - [Why Virtue?](https://virtuepayments.com/why-virtue) - [Merchants](https://virtuepayments.com/merchants) Show submenu for Merchants - [Free Terminals](https://virtuepayments.com/free-terminal) - [SaaS Providers](https://virtuepayments.com/saas-providers) - [Partners](https://virtuepayments.com/partners) Open main navigation Close main navigation - [Why Virtue?](https://virtuepayments.com/why-virtue) - [Merchants](https://virtuepayments.com/merchants) Show submenu for Merchants - [Free Terminals](https://virtuepayments.com/free-terminal) - [SaaS Providers](https://virtuepayments.com/saas-providers) - [Partners](https://virtuepayments.com/partners) - [24/7 Support](https://virtuepayments.com/support) Open search Close search [24/7 Support](https://virtuepayments.com/support) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ## The Virtue Payments Blog Insights and updates for smart, secure, and profitable payment strategies. - [All](https://virtuepayments.com/blog) - [Business Strategy & Advice](https://virtuepayments.com/blog/tag/business-strategy-advice) - [Merchants](https://virtuepayments.com/blog/tag/merchants) - [Payments](https://virtuepayments.com/blog/tag/payments) [![A close-up of a business owner using a calculator and laptop to review credit card processing costs—symbolizing the decision between flat rate pricing and interchange pass-through. Perfect visual for a blog post explaining how each model impacts transparency, cost savings, and compliance.](https://virtuepayments.com/hs-fs/hubfs/Blogs/Blog%20Flat%20Rate%20vs%20Interchange%20Plus.png?height=500&name=Blog%20Flat%20Rate%20vs%20Interchange%20Plus.png)](https://virtuepayments.com/blog/flat-vs-interchange) [Business Strategy & Advice](https://virtuepayments.com/blog/tag/business-strategy-advice), [Payments](https://virtuepayments.com/blog/tag/payments), [Merchants](https://virtuepayments.com/blog/tag/merchants) 3 min read. ## [Flat Rate vs. Interchange Plus Pricing: What Merchants Need to Know](https://virtuepayments.com/blog/flat-vs-interchange) ![Picture of Erica K.](https://virtuepayments.com/hs-fs/hubfs/Profile%20Images/Screenshot%202025-05-19%20at%2011.18.33%20AM.png?width=50&name=Screenshot%202025-05-19%20at%2011.18.33%20AM.png) [Erica K.](https://virtuepayments.com/blog/author/erica-k) Jun 25, 2025 10:29:06 AM Know The Difference When evaluating your credit card processing costs, understanding the... [Read more](https://virtuepayments.com/blog/flat-vs-interchange) [![Customer holding a credit card toward a payment terminal with a surcharge breakdown overlay showing a $1,265.00 subtotal, a 3% credit card surcharge of $37.95, and a final total of $1,302.95 — illustrating a compliant surcharge disclosure during checkout.](https://virtuepayments.com/hs-fs/hubfs/Blogs/Learn%20Why%20Surcharging%20Compliance%20Matters.png?height=500&name=Learn%20Why%20Surcharging%20Compliance%20Matters.png)](https://virtuepayments.com/blog/surcharging-compliance) [Business Strategy & Advice](https://virtuepayments.com/blog/tag/business-strategy-advice), [Payments](https://virtuepayments.com/blog/tag/payments), [Merchants](https://virtuepayments.com/blog/tag/merchants) 3 min read. ## [Surcharging: Why Compliance Matters More Than Ever](https://virtuepayments.com/blog/surcharging-compliance) ![Picture of Erica K.](https://virtuepayments.com/hs-fs/hubfs/Profile%20Images/Screenshot%202025-05-19%20at%2011.18.33%20AM.png?width=50&name=Screenshot%202025-05-19%20at%2011.18.33%20AM.png) [Erica K.](https://virtuepayments.com/blog/author/erica-k) May 19, 2025 2:08:19 PM Avoid Fines, Legal Issues, & Chargebacks — Here's How Virtue Payments Keeps Your Business Protected [Read more](https://virtuepayments.com/blog/surcharging-compliance) [![Virtue Payments - TM Logo](https://virtuepayments.com/hs-fs/hubfs/Logos/Virtue%20Payments%20-%20TM%20Logo.png?width=250&height=67&name=Virtue%20Payments%20-%20TM%20Logo.png "Virtue Payments - TM Logo")](https://virtuepayments.com/) - [Home](https://virtuepayments.com) - [Merchants](https://virtuepayments.com/merchants) - [SaaS Providers](https://virtuepayments.com/saas-providers) - [Partners](https://virtuepayments.com/partners) - [Why Virtue?](https://virtuepayments.com/why-virtue) - [About](https://virtuepayments.com/why-virtue) - [24/7 Support](https://virtuepayments.com/support) - [Contact Us](https://virtuepayments.com/contact-us) # Newsletter Signup Get the latest news, tips, and tricks from Virtue. **Contact Us** (615) 622-0239  |  info@virtuepayments.com 2026 Virtue Payments. 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