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Run Your Payments Anytime, Anywhere

Serious savings, unmatched support, and the kind of honest, long-term partnership every business owner deserves—because that’s how payments should be.

In-Store

Flexible in-store payment solutions that combine sleek design with the reliability your business needs.

Online

E-commerce solutions that elevate the online experience—backed by competitive rates you’ll love.

On-the-Go

Powerful mobile payment solutions that move with you—so you can get paid anytime, anywhere.

Smarter Service. Faster Access. Greater Insight.

Your Edge in Every Transaction

Dedicated Advisor
From onboarding to ongoing optimization, you'll benefit from a dedicated advisor who is here to help you make smart decisions, solve problems quickly, and support your growth every step of the way.

Same Day Funding
Cash flow matters. With expedited funding options, qualified merchants can receive deposits as fast as the same day—so your money moves at the speed of your business.

Free Online Reporting
Track transactions, monitor trends, and access detailed reports from anywhere. You'll benefit from an online portal which gives you 24/7 visibility into your payments—at no extra cost.

 

Personal dedicated payment advisor meeting with a merchant reviewing savings and improvements on a tablet, Consulting services in a professional setting

Additional Features You'll Love

QuickBooks Integrations

Sync your accounting platform.

Compliant Surcharging

Legally offset processing costs.

Fast Business Funding

Fast, flexible access to capital.

ACH (eCheck) Payments

Lower fees by accepting ACH.

Apple Pay & Google Pay

Fast, secure mobile payments.

Text-to-Pay Invoicing

Get paid via SMS payments.

Secure Card on File

Tokenized cards for future use.

PCI Certified Security

Protect data and stay secure.

Our Pricing Programs Deliver

Meaningful Cost Savings

Flexible, low-cost pricing models designed to maximize your savings and suit the way you do business.

Transparent Rates
Choose between transparent, cost-based interchange pricing or the simplicity of flat-rate billing — whatever fits your business best.

Offset Processing Fees
Reduce or eliminate processing fees with compliant surcharging or dual pricing. Whether you pass costs to the cardholder or offer cash discounts, our solutions ensure compliance with state and card brand regulations.

Happy business owner reviewing big savings and lower processing fees on a tablet in a flower shop, excited about other modern solutions from Virtue Payments who provide amazing support services

How to save 50-70% on your processing costs

1. Submit a Statement

Submit a recent merchant processing statement.

 

2. Analysis Review

We do a deep dive and a cost savings analysis.

 

3. Easily Implement

We process your app & get you setup, usually within 1-2 days.

 

4. You Start Saving

You benefit from more $$$ in your pocket!

 

Verticals We Serve

We work with businesses across a wide range of industries, but there are a few areas where our expertise truly stands out. Here are some of the verticals we serve best:

Hear from Virtue Clients

After years of frustration with other processors, Virtue Payments has really impressed us. They've saved us thousands, but what really stands out is the support. It’s responsive, personal, and unlike anything we've experienced before.

Owner of vitamin supplement shop, Nathan Noll, happy about his approved merchant account and exceptional support with Virtue Payments
Nathan Noll
Pacific Health Foods

Our old payment system was clunky and overcomplicated. Since switching to Virtue, everything runs smoother. They simplified the entire process, and now it’s easier than ever to accept payments.

Pastor Jim Stretchberry talking about his great experience accepting donations with Virtue Payments with easy donor management solutions DMS
Jim Stretchberry
AEBM

During the pandemic, we had to completely restructure just to stay afloat. Virtue helped us roll out a new POS system and supported us every step of the way. Honestly, I’m not sure we could’ve made it through without them.

Restauranteur, Angela Wu, expresses satisfaction with Virtue Payments for new POS system with contactless curbside payments and modern features
Angela Wu
Sesame Grill

Make the Move to Smarter Payments

Find out why businesses are switching to Virtue Payments™ for real savings, responsive support, and tools built to grow with them.

Let's connect and get started!