Last Updated: April 15, 2025

Welcome to virtuepayments.com (“Site”), operated by Virtue Payments, LLC (“Virtue Payments,” “we,” “our,” or “us”). By accessing or using our Site, you agree to be bound by the following terms and conditions (“Terms of Use” or “Agreement”). If you do not agree to these terms, please do not use our Site.

1. Use of the Site

The Site is provided for informational purposes related to payment processing and merchant account services. By using this Site, you represent that you are at least 18 years old and legally able to enter into this Agreement.

You agree to use the Site in accordance with all applicable laws and not for any unlawful or unauthorized purpose.

2. Submitted Content

You may have the option to submit information such as testimonials, reviews, or other forms of feedback (“User Content”). By submitting such content:

• You grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display your content.
• You affirm that the content is accurate, not misleading, and does not infringe on any third-party rights.
• All submitted content is subject to review and may be removed or rejected at our discretion.

3. No Financial Transactions

We do not accept or process payments directly through this Site. All service agreements and merchant account setups occur after direct consultation with our team.

4. Intellectual Property

All content on the Site, including text, graphics, logos, icons, and software, is the property of Virtue Payments, LLC or its licensors and is protected under U.S. and international copyright and trademark laws. You may not reproduce, modify, distribute, or republish any content from this Site without our prior written consent.

5. Third-Party Links

The Site may contain links to third-party websites for your convenience. We are not responsible for the content, privacy policies, or practices of any linked third-party websites.

6. Disclaimer of Warranties

The Site is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We make no representations or warranties that the Site will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, Virtue Payments, LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of your access to or use of the Site, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold harmless Virtue Payments, LLC and its affiliates, officers, employees, and agents from any claims, damages, liabilities, and expenses arising from your use of the Site or your violation of these Terms of Use.

9. Binding Arbitration & Governing Law

Any dispute arising from or related to these Terms of Use or your use of the Site shall be resolved through binding arbitration under the rules of the American Arbitration Association, conducted in Tennessee. You agree to waive any right to a jury trial or to participate in a class action.

These Terms are governed by the laws of the State of Tennessee, without regard to its conflict of laws principles.

10. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Updates will be posted on this page with the effective date. Your continued use of the Site after changes have been posted constitutes acceptance of those changes.

Contact Us

If you have any questions about these Terms, please contact:

Email: info@virtuepayments.com